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International Marine Medical Insurance - Marine Crew Health Insurance

Please use this high-level information as a guide only and do not make decisions solely based on this comparison. If you have any concerns, doubts or questions, please call us for further details.It is not possible to represent all details of information in a concise manner. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All the amounts are in U.S. dollars.

Routine physicals and exams (wellness, vision, eyeglasses, dental etc.) are not covered in any of the group travel medical insurance plans.

General

International Marine Medical Insurance
Comprehensive
U.S.: After deductible, pays 80% to $5,000, then 100% to policy max. Outside U.S.: After deductible, pays 100% to policy max.

Medical - Outpatient

To policy maximum
To policy maximum
To policy maximum, $250 additional deductible if treatment of an Illness does not result in hospital admission.
To policy maximum
To policy maximum
To policy maximum
To policy maximum
-
To policy maximum
-
To policy maximum

Medical - Inpatient

To policy maximum
To policy maximum
To policy maximum
To policy maximum
To policy maximum
-
-

Medical - Other Treatement And Services

365 days
To policy maximum
To policy maximum
-
-
To policy maximum
To policy maximum, after 10 months of continuous coverage.
Inpatient Mental or Nervous/Substance Abuse Maximum limit: $10,000, after 12 months of continuous co.
-
Yes
-
-
Excluded

Dental

To policy maximum
To policy maximum

Travel

-
-
-
-
-
-
Lifetime maximum:$1,000,000 for insured under age 65
$25,000
$10,000
-
-

Life

Included
Included

Other

-
-
-
-
-
-
-

Plan Features

-
-
365 day Maximum Limit
$0
$0
Routine Eye Examination Available after 12 months of continuous coverage, Maximum Limit every 24 months: $100
Email
Annual
$0
Lifetime Maximum
$5,000,000
International Medical Group (IMG)
Crum & Forster SPC
A "Excellent"
  • For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
  • Whenever there is a difference in benefits levels within PPO network and outside PPO network, the benefits shown above are applicable when availing treatment within PPO network.
  • Coverages shown are per person unless noted otherwise.
  • The dash (-) in the fields above means Not Applicable (N/A).
DISCLAIMER: This is a high level description of the insurance plan meant to provide a quick overview. It may not describe all possible scenarios or coverages in all different cases. Please refer to the brochure and the certificate wording for complete details. Even though we have tried our best to accurately describe the plan, if there is any discrepancy between this description and the certificate wording, the certificate wording will prevail.

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